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To calculate the right cover amount, consider your outstanding financial commitments like your mortgage and the needs of your dependents, such as their education and ongoing care, while also maintaining your family's lifestyle. Use our cover calculator to work out how much cover you may need.
When choosing the length of cover, it's worth thinking about when your outstanding debts such as your mortgage will be paid off. Or if you have children, you may decide you want your cover to last until your children are able to support themselves.
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Consider multiplying your yearly income by the number of years you intend to provide for your dependents.
The amount needed to fully pay off your mortgage.
The average cost of a funeral is £3,000 - £6,000.
Include the value of any policies you currently have.
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