Compare Income Protection Quotes

Leading income protection plans from top providers like Vitality, L&G, and Zurich. Premiums start from as little as £7.60* a month.

81.3% of claims paid**

What's your annual income (before tax)?

This doesn’t need to be exact. It just helps us suggest realistic protection levels based on your earnings.

How much would you like the cover to pay out each month?

Think about what you’d need to cover essentials like rent, bills, food and childcare.

In the last 5 years, have you suffered from Cancer, Heart Attack, Stroke, Diabetes, Multiple Sclerosis, Self-Harm or Alcohol/Drug abuse, or are you currently waiting for any investigations or surgery?

Yes

Are you currently working?

We just need to know if you're actively working — not currently off sick or on leave.

Yes

What's your date of birth?

Your first name

Your last name

Email address

Mobile number

Postcode

Key information about your policy:
I understand this policy protects me against loss of income due to illness or accidents, and is not designed to cover job loss or other redundancy.

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We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our employees, financial institutions who can assist in the provision of financial services and LGC Protect Ltd as they are responsible for the services we provide to our clients and have a legal obligation to monitor our compliance.

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Why use LetsGoCover?

Compare quotes from leading income protection insurers

Get 100% impartial advice from an expert adviser

Save time and money with a tailored shortlist of policies

Reviews

What is Income Protection?

Income Protection Insurance provides a financial safety net by paying out a regular, tax-free income if an illness or injury prevents you from working. This ensures you can cover essential costs and reduce financial stress while you focus on recovery.

Policies can be tailored to your circumstances, replacing up to 70% of your income with either short-term cover (up to 2 years) or long-term protection that lasts until retirement. A specialist broker like LetsGoCover can help you compare policies from leading providers to find the right fit for your needs and budget.

We compare prices from 20+ trusted providers, including:

Unlike if you go direct, we can scour the market to provide you with the most competitive income protection possible.

Frequently Asked Questions

Income protection pays you a monthly benefit—usually up to 70% of your income—if you’re unable to work due to illness or injury.

Unlike life insurance (which pays out when you die) or critical illness cover (which pays out for specific conditions), income protection provides regular monthly payments while you’re unable to work.

You can choose short-term cover (up to 2 years per claim) or long-term cover (until retirement or you’re able to return to work).

No. Most policies do not include redundancy cover. This type of cover is currently unavailable.

Premiums can start from as little as 20p a day*, but the cost depends on your age, health, occupation, and the level of cover you choose.

In most cases, no. You’ll just need to answer some health and lifestyle questions during the application.

Yes. Income protection is ideal for self-employed people who don’t have access to sick pay.

You choose a ‘waiting period’—commonly 4, 8 or 13 weeks—after which your payments begin if you’re still off work.

Yes. You have a 30-day cooling-off period to cancel your policy for a full refund.

Our expert brokers compare top insurers and create a shortlist tailored to your needs and budget.

Compare Income Protection Quotes

Compare Income Protection Quotes

Why use LetsGoCover?

Reviews

What is Income Protection?

We compare prices from 20+ trusted providers, including:

Frequently Asked Questions

What is income protection insurance?

How is it different from life insurance or critical illness cover?

How long will the payments last?

Does it cover redundancy?

How much does it cost?

Do I need to take a medical exam?

Can I get cover if I’m self-employed?

How quickly will I start receiving payments?

Can I cancel if I change my mind?

How do I find the right policy?

020 3478 3710